# 1: CHANGE YOUR IDEA ABOUT MONEY
Many people both love and hate money. They hate those who have it, but the whole life to aspire to get rich. Most people do not manage to accumulate a substantial nest egg because they do not understand the nature of money and how they work. Money, as well as people – are living beings. When you wake up and go to work, you sell a product – yourself (your work). When you realize that every morning your assets wake up with the same operational capacity, as well as you, you will open your way to success. Every dollar saved will be your employee. Over time, your employees earn enough money to hire new employees (cash). When you become really successful, you will not have to sell their labor – you’ll be able to live off the work of their assets.
# 2: REALIZE THE POWER OF SMALL NUMBERS
To start, you do not need a whole army of Napoleon. People often think that it something is missing. They think that they can not get rich if you do not start immediately to make large investments. They do not understand that every army begins with one soldier. The same thing is happening with their finances.
A friend of mine once met a woman who worked as a dishwasher and do yourself a bag of bottles from the detergents. This woman invested and hoarding all the money she had, even if it was only a few dollars. Today, its portfolio of investments, built on small investments, amounts to several million dollars! I’m not suggesting you be as thrifty, but the story of this woman teaches a valuable lesson. Do not despise the day of small beginnings!
# 3: EVERY DOLLAR SAVED YOU BUY YOUR FREEDOM
Based on this principle, you will see that $ 20 here and $ 40 there can play an important role in the long term. Money can work instead of you, and the more money you naymesh, the more they will become. With big money comes more freedom – the freedom to be home with their children, freedom to retire and travel the world, or the freedom to quit work. If you have a source of income, you can already begin to prosper. Suppose that at first it will be five to ten dollars – each attachment become a stone in the foundation of your financial independence.
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# 4: YOU YOURSELF DETERMINE ITS POSITION
Many years ago a friend of mine said she did not want to invest in stocks. She decided she did not want to wait ten years to get rich, if she can immediately enjoy their jobs. This is a very reckless approach. You can easily live for 10 years. The question is, what position you find yourself. Your current position – is the sum of the decisions that you have received in the past. So why not take care of your future today?
# 5: DO NOT BUY THE PRODUCT. BUY STOCKS!
A friend of mine wanted to know why he has not yet made a fortune. What he did not set aside, all the time he stood on the site. The answer is very simple. I advised him to stop buying products that sell the company and start buying companies themselves! Poll wealthy Americans (those who earn more than 225 thousand dollars a year, or has assets of $ 3 million) showed that 27-30% of their income goes into savings and investments. They do this not because they are rich. They are rich because they are doing it. When the pain of financial bondage become stronger than the pain of changing habits, you get rich. Either me or put up with the way you live now!
# 6: LEARN THE SUCCESS OF THOSE WHO HAVE ACHIEVED, AND REPEAT THEM
Once a very wise investor gave me a very clever advice. Select the features that you like or do not like in your heroes, and do everything possible to develop the traits that you admire, and get rid of those that you do not like. Sculpt of a man for whom you want to be. When you begin to invest in yourself, in your life will begin to appear money. Success and wealth begets more success and wealth. You have to earn access to the circle. It will happen, if you will gradually fill up the army soldiers and make your money work for you.
# 7: REMEMBER, IT’S NOT JUST HIGH EARNINGS
Even if you will have more money, it will not solve your problems. Money, like a magnifying glass – they strengthen and show your habits. If you can not master the job for which you get 18 thousand a year, the worst that can happen to you – a salary of 100 thousand per year. It will destroy you. I know many people who earn 100 thousand a year, living paycheck to paycheck and do not understand why. The problem is not the size of their wallet – the problem is how they use their money.
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# 8: DO NOT REPEAT AFTER HER PARENTS, IF THEY WERE NOT RICH PEOPLE
Madness – over and over again to repeat the same thing and wait for a different result. If your parents did not live the life that you want to live, you do not do what they did! If you do not want to live the same way as previous generations have lived in your family, you have to get rid of their thinking. In order to achieve financial independence and success, which had or did not have your family, you need to do two things. First, create an intention to get rid of all the debts. Second, start saving and investing your money.
# 9: DO NOT WORRY
Life – a wonderful thing. No matter where you are. It is important, in what direction you are moving. If you have decided to take control of their lives and increase their capital, do not allow yourself to doubt. With every second you’re getting closer and closer to its goal – control and freedom. Every dollar that gets into your hands – a grain of your financial future. If you’re going to make responsible decisions, there is no doubt attain financial prosperity. The day will come when you make the last payment for a house or a car. Until then – enjoy the process.